De Minimis Class Action - Make the Checks Worth Cashing

 I recently received this $3 check for my share of a class-action suit against Equifax. It is hardly worth the trouble it takes to cash it. Which I suspect is part of the whole, rotten, class-action game.

Here's a pro-consumer idea. Instead of sending 10 people a check for $3, have an internal lottery, and send 1 person a check for $30.

In other regulatory areas, there is the concept of a de minimis distribution amount. If the amount is so low that it is economically inefficient to distribute it to individuals, it goes instead to some alternative non-profit or regulatory recipient, with the idea that it will be put to good use, in alignment with remediation of the offense. I suppose, for all I know, that is what happens with un-cashed checks.