Thursday, August 23, 2007

HSAs and HRAs: Tie Goes to the Runner

High deductible health plans are getting more common. One subtle benefit of them, for employers, is that (I think, based on my own recent experience) those high deductibles are not typically pro-rated. So, if you join the health plan mid-year, you still have a full year's deductible to pass before the plan kicks in.

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